Liberty Mutual Deductible Fund �

Save for the unexpected by lowering your deductible each year. Call us today to add it to your existing policy or begin your customized auto quote below.

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What's a Deductible Fund?

A deductible fund goes by many names, like "vanishing deductible" or "disappearing deductible" with rules that vary by company. Sort of like a rainy-day fund, it's a way to put money aside, in case you need it in the future.

In general, the Liberty Mutual Deductible Fund breaks down like this

• You pay a little more ($30 per year) in your premium toward the fund
• We contribute $70 per year to the fund
• This equals $100 per year added to the fund
• These funds can then be used to reduce your deductible when/if they're needed

How it works

First, what is a deductible? A deductible is the initial amount you pay out of pocket toward a claim before your coverage kicks in (even if you're not at fault).

In general, the Liberty Mutual Deductible fund breaks down like this

• You pay a little more ($30 per year) in your premium toward the fund
• We contribute $70 per year to the fund
• For a total of $100 per year added to the fund
• These funds can then be used to reduce your deductible when/if they're needed

Please note, after year 5, you'll continue to earn and save beyond $500.

Are there any requirements for the Liberty Mutual Deductible Fund?

Yes. Although the Deductible Fund is an optional coverage, you need to have Collision Coverage with a deductible to qualify.